Zakat Calculator 2026 - Accurate Islamic Wealth Calculator with Nisab Threshold

Calculate your annual Zakat obligation accurately using our comprehensive Zakat calculator. Based on authentic Zakat rules and Nisab calculator principles for gold, silver, cash, stocks, and cryptocurrency.

Zakat Rate: 2.5%
Nisab (Silver): 612.36g (52.5 tola)
Nisab (Gold): 87.48g (7.5 tola)

Calculate Your Zakat Online

Fill in your wealth details below. All values should be in your selected currency.

1 Select Your Currency
2 Cash & Bank Balances
Include all cash, savings, checking accounts
3 Gold Holdings Nisab: 87.48g (7.5 tola)

Zakat on gold is due at 2.5% if total gold meets Nisab threshold

4 Silver Holdings Nisab: 612.36g (52.5 tola)

Most scholars recommend using silver Nisab as it's more inclusive

5 Investment Assets
Include all shares, mutual funds, ETFs
Current market value of all cryptocurrencies
Merchandise, inventory, goods for trade
6 Liabilities (Deductions)
Credit card bills, loans due, immediate debts

Complete Guide to Zakat: Rules, Calculation, and Nisab 2026

What is Zakat and Why is it Important?

Zakat is the third pillar of Islam and an obligatory form of charity for all eligible Muslims. It's a fixed proportion (2.5%) of a Muslim's total savings and wealth that is given to specific categories of people. Zakat purifies wealth and helps create a more equitable society where the basic needs of the less fortunate are met.

Understanding Nisab: The Zakat Threshold

The Nisab calculator is essential for determining Zakat eligibility. The threshold is based on the value of 87.48 grams of gold (approximately 7.5 tolas) or 612.36 grams of silver (52.5 tolas). Most contemporary scholars recommend using the silver Nisab as it's lower, making Zakat applicable to more people and benefiting more recipients.

How to Calculate Zakat on Different Assets

Our zakat calculator simplifies the process by automatically applying the correct zakat rules to each asset type:

  • Cash & Bank: 2.5% of total amount
  • Gold & Silver: 2.5% of market value (if above Nisab)
  • Stocks: 2.5% of market value (or specific calculation for dividend stocks)
  • Crypto: 2.5% of current market value
  • Business Assets: 2.5% of inventory and trade goods value

Common Mistakes in Zakat Calculation

Avoid these errors when using a zakat calculator:

  • Forgetting to subtract immediate liabilities
  • Not including all gold jewelry
  • Ignoring cryptocurrency holdings
  • Using incorrect Nisab threshold
  • Not accounting for business inventory

Why Use Our Zakat Calculator?

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40+ Currencies

Support for major global currencies with real-time conversion

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Automatic Nisab Detection

Instantly compares your wealth against gold and silver Nisab

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Multi-Asset Support

Calculate Zakat on cash, gold, silver, stocks, crypto, and trade goods

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Mobile Friendly

Fully responsive design works on all devices

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Scholar-Approved Method

Based on authentic Islamic rulings and Zakat rules

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Export Results

Copy or download your Zakat calculation as PDF

Frequently Asked Questions About Zakat

How do I use this Zakat calculator?

Simply select your currency, enter your cash, gold, silver, investments, and liabilities. Our zakat calculator will automatically determine if your wealth reaches Nisab and calculate the 2.5% due. The result will show both your total eligible wealth and the Zakat amount.

What is the current Nisab value?

Nisab changes daily based on gold and silver prices. Our nisab calculator uses live exchange rates to determine if your wealth meets the threshold. The gold Nisab is 87.48g, silver Nisab is 612.36g.

Do I pay Zakat on gold jewelry?

According to most scholars, yes. Zakat is due on gold jewelry if it meets the Nisab threshold and is in your possession for one lunar year. Some schools of thought make exceptions for jewelry worn regularly, but the majority opinion favors paying Zakat on all gold holdings.

How is Zakat on property calculated?

Zakat on property depends on its purpose. Personal residence: No Zakat. Rental property: Zakat on rental income only. Property for trade/resale: Zakat on market value. Our calculator helps with trade assets.

Can I pay Zakat monthly instead of annually?

Yes, you can pay Zakat throughout the year as long as the total amount by the end of the lunar year equals 2.5% of your wealth. Some Muslims prefer monthly payments to manage cash flow better.

Is Zakat applicable on retirement funds?

Yes, if you have access to the funds (like 401k, IRA, pension) and they meet the Nisab threshold, Zakat is due. For inaccessible funds, consult a scholar about when Zakat becomes applicable.